Insurance Commissioner Tim Temple has emphasized the need for stronger building codes in coastal regions, suggesting it should be a legislative priority when lawmakers convene in 2025. Temple noted that the state’s coastal areas have experienced a surge in new residents over recent decades. Enhancing building techniques to withstand Gulf of Mexico storms could prevent future displacement of these communities.
“We’ve got the FORTIFIED roof program, which is a very good program, and it is the long-term solution helping to make Louisiana a more attractive place by having more resilient homes.”
Temple pointed to Alabama as an example of a state that successfully implemented stricter building codes for its most at-risk areas. He stressed that balancing new regulations with the concerns of residents and builders will be crucial for successful adoption and implementation.
“Their two coastal counties, which I are I believe its Baldwin and Mobile, you can actually afford your homeowners insurance in those two counties. Which, homes are as close to the Gulf as we have here in Louisiana.”
Homeowners who build to code can expect insurance discounts, but Temple argues that the benefits extend far beyond savings. Temple believes reforms could strengthen coastal Louisiana’s resilience against future storms.
“Your homes gonna be there, your shingles are going to say one and your contents are going to stay dry when you come back to your home after an event.”